International Insurance Plans
Welcome to IMG®‘s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the “Review Coverage” link associated with each product. Once you have determined which plan best fits your needs, click on the “Buy …” link and you can complete the simple and easy-to-follow application.
Coverage for individuals, families & groups worldwide.
Patriot Travel Medical Insurance® - Individual & family (5 days up to 2 years coverage)
Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.
There are two plans available: Patriot InternationalSM provides coverage for U.S. citizens traveling outside the U.S., and Patriot AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.
Patriot Platinum Travel Medical Insurance - Enhanced benefits and services plan
Patriot PlatinumSM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.
Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum America provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.
Coverage for students, families & groups worldwide
Patriot Exchange Program
Individual or groups of five or more members – Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Patriot Exchange Program is designed to meet the U.S. visa travel insurance requirements for a individuals and groups of five or more students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant. Individuals and groups have the option to select from different plan options – $50,000, $100,000, $250,000, and $500,000 maximum per illness/Injury. The $50,000 maximum per Illness/Injury option does not comply with J1 and J2 visa requirements.
This program also offers three different areas of coverage, and an Optional Add-On plan for high school sports, personal liability and legal assistance. In addition to the Short-Term plan, groups may purchase an annually renewable Long-Term plan option that that has the flexibility to be tailored to meet specific needs of each program.